Staff benefits

Getting Started

Welcome to Paulding Church of the Nazarene. We strive to offer the best to our team as they strive to Love God and Love Others in our community. Before reading about benefits, be sure to familiarize yourself with the details of our employee handbook (pauldingnaz.org/handbook).

If you have benefits questions, please contact hr@pauldingnaz.org.

Some terms to help you:

PNAZ: This is a collective term for the non-profit organization that includes Paulding Church of the Nazarene, Church of the Nazarene, The Church, Little Sprouts Early Learning Center, Little Sprouts ELC, Little Sprouts, LS, The Daycare, and all other related ministries.
Staff: This is a collective term for all persons employed by PNAZ in any function.
- Ministry Staff: This includes only staff whose jobs are specific to duties of the general church ministry. Their duties do not require regular interaction with children enrolled in the Little Sprouts childcare program (Pastors, Church Secretary).
- Childcare Staff: This includes only staff working regularly with children in the course of operation of the weekday childcare ministry of Little Sprouts (Teachers, Aids, Childcare Directors).
- Support Staff: This includes staff who support Ministry Staff or Childcare Staff, but do not fall into their definitions (janitors, maintenance).
Employment Status: The status that determines if you are eligible for benefits based on the length of position and hours worked.
- Full Time Staff: Staff who work a minimum average of 37.5 hours/week but are expected to work 40 hours a week. Full-time staff will be eligible for the full benefits package.
- Part Time Staff: Staff who are scheduled to work less than an average of 37.5 hours per week and receive no to little benefits as outlined in benefits materials.
- Seasonal or Temporary Staff: Staff who work for a specified, limited period, which may or may not be renewable. These staff receive no benefits.
See Full Employee Handbook

Select a benefit below to learn more. Scroll to see more benefits >>>

Pastoral Exclusive Benefits

Nazarene Benefits USA (NBUSA) provides $500 a month in long-term disability insurance coverage and a survivor benefit to U.S. local church pastors and eligible full-time and full-livelihood local church associate pastors because Paulding Church of the Nazarene pays at least $1 of it's NBUSA Fund allocation.

The amount of the survivor benefit is based on the age of the participant: $30,000 for ministers age 50 and under; $15,000 for ministers age 51 to 70; and $7,500 for ministers age 71 to 75. Please see the NBUSA-Provided Benefits Guide for details.

Paulding Church of the Nazarene also offer supplemental life and long-term disability coverage through NBUSA at reasonable rates. To learn more about our insurance offerings, view the Nazarene Supplemental Insurance Guide.

To apply for Supplemental Group Term Life Insurance, visit here. To apply for Supplemental Long-Term Disability coverage, visit here.

Pastoral Benevolence Funds

Student Loan Forgiveness

Employees of nonprofit organizations such as Paulding Church of the Nazarene are likely eligible for loan forgiveness, cancellation, and/or consolidation under the Public Service Loan Forgiveness program (PSLF).
Created under the College Cost Reduction and Access Act of 2007, PSLF allows borrowers who work full time for nonprofits and government agencies to have their outstanding debt forgiven tax-free on Federal Direct Loans, after making 120 qualifying monthly payments under a qualifying repayment plan.

Learn more at The Public Service Loan Forgiveness Program. The process for certification is
simple, but it is best to start now. Application windows may be closed or ending soon.

Make sure you have the correct loan type and are on track for eligibility by submitting
the Employment Certification for Public Service Loan Forgiveness form (Employment
Certification form). Submit this form periodically. Learn more with the PSLF Help Tool, available
at www.StudentAid.gov/PSLF.

Additional resources are available at:
● The Institute of Student Loan Advisors Corporation - www.freestudentloanadvice.org/
● Student Borrower Protection Center - www.protectborrowers.org/records

403(b) Retirement Savings Plan

FT employees can participate in a traditional 403(b), a Roth 403(b), or both. These plans allow qualifying participants to enjoy such advantages as:

Matches up to $2,500 annually for pastors.
A full spectrum of investment options with an opportunity to participate in some of the best individual mutual funds from the top families of funds with proven track records
Contributions are immediately 100 percent vested—no matter their source.
Traditional 403(b) salary deferrals and employer contributions are made pretax, allowing savings to grow faster.
Roth 403(b) salary deferrals are made after tax, but may be received tax-free in retirement and passed on to a spouse or other heirs tax-free.
Traditional 403(b) distributions for pastors at retirement may be received as tax-free housing allowance, subject to IRS limits.

Information Links:

FAQ - Traditional 403(b) vs. Roth 403(b) - IRS Information on Roth Contributions - Understand Pastoral Match Video

Enrollment Links:

Enrollment Form

Management Links:

Employer Admin Portal - Manage Your Retirement Account - E Learning Resources - Quarterly Performance Report

Discounted child care

All full-time staff will receive FREE childcare with the following guidelines:

All eligible staff must complete an application for Publicly Funded Childcare (PFCC) through NOCAC / ODJFS / ODCY. Staff who are approved for PFCC must follow all rules and regulations set forth by ODJFS / ODCY for their child’s tuition. If a PFCC family co-pay is required, PNAZ/Little Sprouts will write-off the co-pay for that staff member. Staff members that receive a denial for PFCC will receive free childcare from PNAZ/Little Sprouts.
Staff members will receive FREE child care during their shift or during the week so long as they are working their scheduled hours every week.
If a staff member’s child(ren) is going to come during an absence of 5 or more days, the staff member, the staff member will be required to pay for their child(ren)’s attendance.
Free childcare is limited to children who the staff member is the legal guardian of.
If staff are offered free childcare from another source, including but not limited to a spouse's employer, they are required to utilize that option to it's limit before using this benefit.

Paid Trainings and Continuing Education Support

Little Sprouts strives to offer continuing education support to staff by offering paid training, and by offering encouragement and support in completing a CDA program through the local CCR&R office. This could include in-person or online learning.

Additional trainings and licenses may be funded in part or whole by PNAZ/Little Sprouts after an application is entered to the Church Board or Childcare Director.

PAID HOLIDAYS

Any weekday that Little Sprouts is closed, for any reason, staff will be paid straight-time for a number of hours that equals their typically scheduled hours for that day. The employee must also work their regularly scheduled day before and after the closing in order to be eligible for Holiday Pay.

Planned Holidays:

New Years Day
Presidents Day
Good Friday
Memorial Day
Juneteenth
Independence Day
Labor Day
Thanksgiving (2 days)
Christmas (2 days)
Staff Development (4 days)

See page 36 of the employee handbook.

EARNED TIME OFF

Earned Time Off (ETO) is earned at a rate of 0.039 hours per hour worked and is awarded at the end of each pay period (2 weeks).

ETO can be used to take APPROVED time off without being sanctioned, or “pointed”, for absence. Once all ETO has been used, NO requests for time off will be approved unless it is for medical or legal purposes and an appointment card/reminder can be shown.

Medical or Legally Required Appointments that are scheduled in advance will not be pointed and will not deduct from ETO as long as an excuse note is obtained by the provider or equivalent.

See page 13 of the employee handbook for more.

Supplemental Group Term Life Insurance

Supplemental means this is not a standard offering paid for by PNAZ. However, as an employee you are eligible for heavily discounted rates if you would choose to enroll in this policy on top of or in-leu of your other offerings. This benefit's cost would not be deducted from your check, the General Church of the Nazarene will invoice you directly.

Supplemental group term life insurance builds no cash value, but it offers coverage for growing families at reasonable rates. For example, a full time PNAZ employee may receive a maximum of $500,000 in coverage for as little as $528 annually.

Additionally, a spouse may apply for a maximum of $125,000, not to exceed the primary individual’s coverage.
Coverage must be purchased in increments of $10,000 (staff) and $5,000 (spouse).
Dependent children* are covered at no cost, with 50% of the benefit purchased for the spouse (not to exceed $20,000).
If you are within 90 days of a “life event,” such as marriage, birth or adoption of a child, ordination, receipt of first district license, or first full-time/full-livelihood employment by PNAZ, you do not have to show evidence of insurability. There are, however, age and amount limitations (see below).

Enrollment Form: https://nbusa.org/resources/forms/insurance/supplemental_life_application.pdf

Full Guide: https://nbusa.org/resources/guides/insurance/supplemental-insurance-guide.pdf

Supplemental LONG-TErm disability

Few families have enough savings to support themselves through situations where one is disabled by accident, injury, or illness. Long-term disability insurance allows eligible participants to choose from monthly payouts ranging from $500 to $1,500 a month. Also, benefit amounts are not affected by disability assistance that may be received from Social Security. A 30-year-old could receive a monthly benefit of $1,500 for an annual cost of $91.15.

Enrollment Form: https://nbusa.org/resources/forms/insurance/ltd_application.pdf

Full Guide: https://nbusa.org/resources/guides/insurance/supplemental-insurance-guide.pdf

supplemental Accidental Death and Dismemberment

Life isn’t always easy. Unexpected events happen. Accidental Death and Dismemberment insurance provides support after a death or serious accident to help your family with much-needed financial assistance. Covered events include accidental death, paralysis, third-degree burns, comas, and loss of speech, hearing, sight, or limbs.

A qualified minister or church-employed layperson may apply for coverage in increments of $50,000, up to a maximum of $200,000 (which costs only $72 annually). Dependent coverage up to $100,000 costs only $48

Note: The requirements for this policy's eligibility are the same as those for Supplemental Long-Term Disability coverage.

Enrollment Form: https://nbusa.org/resources/forms/insurance/add_application.pdf

Full Guide: https://nbusa.org/resources/guides/insurance/supplemental-insurance-guide.pdf